💸 About the Penny Per Day Investing Challenge

🎯 Our Mission

The Penny Per Day Challenge is a beginner-friendly dividend investing strategy designed to create long-term passive income and build wealth through dividend growth investing. Using our exclusive Triple Compounding Method™, we show that anyone can start investing with just pennies a day.

✅ Challenge Rules (Simple & Powerful)

1. Start With Just $1.01 and Grow Daily
Begin by investing $1.01 on Day 1. Each day, increase your investment by one penny.

Example: Day 2 = $1.02, Day 3 = $1.03, and so on.
📅 See the full Investment Calendar for a step-by-step breakdown.

2. Only Invest in Dividend Growth Stocks
Every dollar goes toward high-quality dividend stocks with a proven history of growing their payouts annually — the backbone of dividend investing strategies.

💰 See the full Investment Portfolio to see some of these wonderful stocks.

3. Reinvest All Dividends Automatically
Activate a DRIP (Dividend Reinvestment Plan) so all dividends are reinvested into more shares — fueling compound growth and accelerating your returns.

💧 A DRIP (Dividend Reinvestment Plan) automatically reinvests the cash dividends you earn into additional shares of the same stock.

4. Buy the Most Undervalued Stock Each Day
Each investment goes into the most undervalued dividend stock from a curated list high-quality dividend growth companies, based on our proprietary valuation system.

🛍️ This list is ever growing. See our Investment Criteria to see our selection process.

5. Protect and Pivot When Needed
If a company no longer qualifies as a dividend growth stock, sell it entirely and reinvest into a top-tier dividend ETF (currently SCHD).

If the ETF changes, sell 50% of the previous ETF and reinvest into the new one to stay aligned with the challenge’s strategy.

🚀 Why This Works: The Triple Compounding Method™

This unique investing approach combines:

  • Increasing Daily Contributions (build consistency)

  • Dividend Growth Stocks (build income)

  • Automatic Reinvestment (build compounding)

This method helps investors of all levels take advantage of the power of compounding dividends, even with small amounts of money.

🌱 Who It’s For:

  • Beginners starting their dividend investing journey.

  • Budget-conscious investors looking for low-cost strategies.

  • Anyone who wants to grow passive income over time.

  • Everyone that wants to follow along!

🔔 Ready to Follow Along?

Follow the progress and start your journey today. Join the community of the Penny Per Day Challenge to build long-term wealth — one penny at a time.

📈 Follow along, stay consistent, and watch your portfolio — and income — grow.